Tumpa Debnath Das

Tumpa lives in Harina village, Tripura, with her husband and son, who studies in 4th grade. Her husband used to cultivate mushrooms, and Tumpa assisted him in the mushroom farming. Still, they struggled to fulfil all the basic necessities as their earnings were not enough to manage her household. Tumpa realized that the volume of mushrooms they were farming was insufficient, and she required capital to convert their livelihood into a proper business.

Tumpa uncovered the strain of accumulating the capital as no one was willing to provide credit to her. She could not approach a bank as she was unable to satisfy its loan prerequisites. She learned about VFS Capital from one of her neighbours, who privileged the VFS microfinance loan to give a new magnitude to her business.

Tumpa obtained her first microfinance loan from VFS Capital in November 2019 and invested it in the raw material procurements to add volume to the mushroom cultivation process. Soon her dedication pays off, and she transforms it into a profitable business.

She cultivates oyster and milky mushrooms and supplies them to the dealers. Her business picked up the pace, and the demand for her mushrooms remained unchanged even during the Covid-19 pandemic. Tumpa makes a well-proportioned profit after bearing costs of all the recurring expenses.

She is leading a fulfilling life with dignity and independence. She has earned recognition in her community. She is the pillar of her family and can spend more for their quality of living. She has secured her son's future by providing him with proper education. Tumpa believes her entrepreneurial journey has just begun, and she has a long way to go as she knows VFS Capital will always remain beside her.